Save money just by using your smartphone? It sounds too good to be true, but there are some great apps available to help you do just that. "Recent research showed that more women bought smartphones than men in 2010, but women were twice as likely as men never to have downloaded a single app," explains Belinda Parmar of Lady Geek, a campaigning agency making technology more appealing & accessible to women.  "Many women told us they were overwhelmed by the hundreds of thousands of apps and just wanted one or two to make their lives easier and to make a real difference to their family life." So here are some of the apps we think are worth a look.

Account Tracker, £1.99, iPhone/iPad, available from iTunes

Keeping on top of exactly what's coming in and going out each month can help you save money, and also find areas where you're spending more than you think. But the Account Tracker app does more than that: you can track multiple accounts, which is great if you have joint accounts with your

App-makers everywhere realised quite early on that there was a massive market for smartphone games and activities for children: from babies and toddlers to older children, there's something to entertain and educate them all. Here are just a few of our favourites…

My Play Chef, free lite version, £1.82 for full game, Android, available from Google Play.

"This is a great app that's perfect for budding chefs and bakers," says technology blogger Jo Bean from Gadget Mum.  "The child initially selects and names a chef and then they pick a dish to make. Even if you just opt for the free app there's still a few available, from sandwiches to pizzas, hotdogs to cupcakes. Each step of the cooking process is simplified in a series of screens - from adding the ingredients to the mixtures, putting it in the oven and then adding the garnish or toppings. My three-year-old can't get enough!"

Tozzle - Toddler's Favourite Puzzle, £1.49, for iPhone/iPod touch/iPad, available from iTunes.

Young children